Axis bank best credit cards 2026
Looking for the best Axis Bank credit cards in 2026?
Whether you’re focused on cashback, travel perks, or lifestyle benefits, Axis Bank offers a range of options tailored to your financial goals. From entry-level cards with no annual fees to premium offerings packed with rewards, there’s something for every type of spender. Moreover, recent updates to eligibility criteria and reward structures make these cards even more attractive for savvy users.
- Get ₹1,499 Sony Liv benefit in year one.
- Save ₹2,400 on movie tickets yearly.
- Earn rewards of ₹2,880 on Swiggy food orders.
- Get ₹360 fuel cashback per year.
- Enjoy ₹2,000 lounge access (2 visits).
- Total value up to ₹12,999/year.
- Earn 7.5% cashback on Myntra spends* capped at INR 4000 per statement quarter
- Earn 5% cashback on Flipkart and Cleartrip spends* capped at ₹4000 per statement quarter per merchant
- Earn unlimited 4% cashback on Preferred Merchants.
- Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Fuel up and get a waiver on surcharge
- Buy one get one offer on movie tickets
- Annual fees reversal on spends of Rs. 5,00,000 and above
- Access numerous airport lounges
- Get ₹12,500 welcome vouchers on joining.
- Earn reward points on dining, travel, and shopping.
- Enjoy free airport lounge access worldwide.
- Annual fee waived on ₹25L yearly spend.
- No rewards on fuel, insurance, or wallet loads.
- Premium version offers better travel point conversion.
- Earn ₹2,400 in fuel rewards on ₹60,000 annual fuel spend.
- Get ₹250 activation bonus on first card use.
- Save ₹1,200 on BookMyShow movie tickets yearly.
- Enjoy ₹600 fuel surcharge waiver (conditions apply).
- Get up to 60 litres of free fuel per year (₹90/litre assumed).
- Enjoy ₹600 fuel surcharge waiver (conditions apply).
- ₹500 on card activation.
- 25% back on Airtel bills (₹3,000 cap).
- 10% back via Airtel Thanks app (₹3,000 cap).
- 10% back on Swiggy, BigBasket, Zomato (₹1,500 each).
- 1% fuel waiver + 1% on other spends.
- Free airport lounge access worth ₹4,000.
- 2 points per ₹100 on LIC & forex spends
- 8 free domestic lounge visits yearly
- 1% fuel surcharge waiver nationwide
- Free lost card insurance up to limit
- Dining deals via Axis Dining Delights
- EMI on spends above ₹2,500 on request
- ₹0 joining and annual fee
- 2X points on LIC premiums and forex spends
- 1X point on most other purchases
- 1% fuel surcharge waiver pan-India
- Free lost card insurance up to credit limit
- EMI on spends above ₹2,500
- ₹1,000 EDGE Points as welcome gift (1st year only)
- ₹10,200 cashback on ₹2.4L online spends
- ₹900 cashback on ₹1.2L offline spends
- ₹450 cashback on ₹60K travel spends
- ₹600 cashback on ₹1.2L utility bills (₹100/month cap)
- ₹1,000 annual fee waived on above ₹4L spend
- ₹2,500 welcome + ₹2,000 milestone rewards on ₹2.5L spend
- 10% back on Samsung purchases, max ₹10,000/year
- 2% back on Zomato, BigBasket, Myntra, Urban Company, Tata 1Mg
- ₹500/month fuel waiver, max ₹360/year
- ₹500/month dining discount + 4 free lounge visits/year
- ₹1,500 fee; BOGO movie ticket up to ₹250/month
- 5,000 EDGE Miles as welcome bonus
- ₹19,200 value in domestic lounge visits
- ₹16,200 value in international lounge visits
- ₹400/month fuel surcharge waiver
- ₹8,000 rewards on ₹8L accelerated spend
- ₹8,000 rewards on ₹4L base spend
- 5% cashback on bills via Google Pay.
- 4% back on Swiggy, Zomato, Ola.
- 1.5% cashback on all other spends.
- 4 free airport lounge visits yearly.
- ₹500/month dining discount (15% off).
- ₹499 fee waived at ₹2L annual spend.
- ₹2,500 voucher on joining.
- 8 free lounge visits worth ₹6,000/year.
- ₹2,000 reward points on ₹2.5L spend.
- ₹800 dining discount per visit, ₹3,200/year.
- ₹250 fuel waiver on ₹25,000 spend.
- ₹3,000 movie ticket savings annually.
- 100% cashback up to ₹300 on first utility bill payment via Paytm within 30 days of card issuance.
- ₹240/month (₹2,880/year) on Zomato orders.
- Utility Bill Payments: ₹150/month (₹1,800/year) via Paytm.
- Grocery Shopping: ₹250/month (₹3,000/year) on Blinkit.
- Entertainment: ₹100/month (₹1,200/year) on BookMyShow movie tickets.
- Online Shopping: ₹150/month on Myntra + ₹600/year in EDGE Rewards.
- Welcome Benefit: 1,000 EDGE REWARD Points on card activation.
- Domestic Lounge Access: Worth ₹12,000 annually if availed twice per quarter.
- Swiggy Discounts: ₹150 instant discount per order, totaling ₹4,800 annually.
- Regular Rewards: ₹480 value on ₹1.5L annual spends (excluding restricted categories).
- Accelerated Rewards: ₹2,880 value on ₹1L spends in 10X categories.
- Milestone + Membership: ₹900 milestone benefit + ₹1,000 bouquet of membership perks.
Disclaimer: The credit card offers, rewards, and benefits listed on this page are subject to change at the discretion of the issuing bank. We strive to keep the information accurate and up to date, but we do not guarantee the availability or approval of any product. Cashback rates, fees, and eligibility criteria may vary based on your profile and usage. We may earn a commission when you apply through our links, at no extra cost to you.
🔍 Frequently Asked Questions
Most cards have a joining fee ranging from ₹500 to ₹10,000, depending on the card tier. Some offer fee waivers on first-month spend milestones
Spend-based waiver: e.g., spend ₹2 lakh annually on Axis Select or ₹3 lakh on Magnus to get the renewal fee waived.
Yes. Cards like Magnus, Reserve, and Select offer free domestic and international lounge access based on usage.
Cashback cards like ACE offer up to 5% back; premium cards earn EDGE reward points redeemable for travel, vouchers, and more.
Yes. Transactions above ₹2,500 can be converted into EMIs via Axis Mobile app or NetBanking.
Most cards offer a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at select fuel stations.
Yes. All Axis credit cards support international transactions. A 3.5% foreign currency markup fee typically applies.
Instantly block via Axis Mobile, NetBanking, or call 1860-419-5555. Replacement can be requested online or at a branch.
Interest ranges from 2.5% to 3.6% per month on unpaid balances, depending on card type and usage.
Use Axis Mobile, visit a branch, or call the 24×7 helpline. You can also raise service requests via the Axis website.