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Are toxic money habits silently sabotaging your finances and credit? If you’re living paycheck to paycheck, avoiding your credit score like it’s a horror movie, or leaning on impulse buys disguised as “self-care,” you’re not alone. In this eye-opening guide, we unpack 7 common behaviors that quietly derail your financial stability—and offer clear, compassionate strategies to break free. From building awareness to creating momentum with micro-actions, this isn’t just financial advice—it’s a roadmap to resilience. Start rewriting your money story today.