Privacy Policy
How We Handle Your Personal Information
Effective Date: November 14, 2025
This Privacy Policy explains how SukhFinance (“we”, “our”, or “us”) collects, uses, shares, and safeguards your information when you access or use our website and services. We are committed to protecting your privacy and ensuring compliance with applicable Indian laws, including the Information Technology Act, 2000 and its amendments.
1. Information We Collect
a. Personal Information
When you interact with SukhFinance, apply for financial products, or submit enquiries, we may collect:
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Full name
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Contact details (mobile number, email address, postal address)
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Date of birth, age, gender
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City and state of residence
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Identification details (PAN, Aadhaar, or other valid ID documents)
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Employment and income information
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Bank account details
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Credit score or CIBIL report (if provided)
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Uploaded documents (KYC, salary slips, bank statements, ITR, etc.)
b. Usage Information
We may also collect:
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Device and browser details
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IP address and approximate location
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Pages visited, time spent, and interactions on our site
2. How We Use Your Information
Your information is used for:
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Processing loan or financial product enquiries
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Assessing eligibility and recommending suitable lenders/products
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Communicating updates, offers, and service-related information
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Identity verification and credit assessment
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Compliance with legal and regulatory obligations
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Improving website functionality, user experience, and services
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Analytics, research, and marketing (only with your consent)
3. Sharing of Information
We may share your information with:
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Partner banks, NBFCs, and financial institutions for loan/product processing
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Service providers supporting our operations (hosting, analytics, document management, etc.)
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Government or regulatory authorities when required by law
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Any other party with your explicit consent
We do not sell or rent your personal information to third parties.
4. Data Security
We implement industry-standard security measures to protect your information from unauthorized access, misuse, or disclosure. However, please note that no online transmission or storage system is completely secure.
5. Cookies & Tracking Technologies
SukhFinance may use cookies and similar technologies to enhance your browsing experience. You can manage cookie preferences directly through your browser settings.
6. Your Rights & Choices
You may:
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Access, update, or correct your personal information
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Request deletion of your data (subject to regulatory retention requirements)
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Opt out of marketing communications at any time
For requests, please contact us at contact@sukhfinance.com.
7. Third-Party Links
Our website may contain links to third-party sites (e.g., partner banks and other financial platforms, blogs). We are not responsible for the privacy practices or content of such external websites.
8. Children’s Privacy
SukhFinance is not intended for individuals under 18 years of age. We do not knowingly collect information from minors.
9. Changes to This Policy
We may update this Privacy Policy periodically. Updates will be posted on this page with the revised effective date.
Contact Us
If you have any questions or concerns regarding this Privacy Policy or our data practices, please reach out:
📧 Email: contact@sukhfinance.com 📞 Phone: +91-9050194865
By using our website, you agree to the terms of this Privacy Policy.